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How Small Businesses Can Avoid Insurance Mistakes

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....

Does Your Auto Insurance Cover Air Conditioning?

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...

4 steps to check and refill your car’s oil

4 steps to check and refill your car’s oil

With recent advancements in motor oils and engine technologies, newer vehicles have longer recommended oil change intervals—typically between 5,000 and 10,000 miles. However, if you notice oil leaking from your car, the oil can symbol appears on your dash, or you feel your engine isn’t running as smoothly as normal, you may need to add oil between oil changes. Check out these four easy steps...

A motorcycle rider’s guide to the Pacific Coast Highway

A motorcycle rider’s guide to the Pacific Coast Highway

California’s coastal redwoods are among the world’s tallest trees. You owe it to yourself to experience these majestic natural wonders in person—and what better way to do that than on your motorcycle? US Highway 101 (US101), also known as the Redwood Highway, allows you to ride through these mighty redwoods, particularly along a 31-mile section known as the Avenue of the Giants. Is the Avenue...

How To Control Workers' Compensation Costs

How To Control Workers' Compensation Costs

Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...